Medicare Advisory Services in Huntsville

Expert Medicare Guidance
in Huntsville, Alabama

Understanding Medicare can be challenging, but you don’t have to figure it out alone. Whether you’re turning 65 or qualifying due to a disability, choosing the right coverage is an important decision. At Medicare Advisors of Alabama, we offer free, local support in Huntsville, helping you explore your options and make informed healthcare choices. From understanding the four parts of Medicare to comparing coverage and costs, we’re here to provide clarity and answer your questions about Medicare.

From Downtown Huntsville to Madison, Meridianville, and beyond, our Medicare insurance consultants are here to provide trusted, local support. Contact us today for expert help with Medicare enrollment and plan selection.

How We Help in Huntsville

Personalized Consultations

Get free, one-on-one Medicare guidance in person or over the phone.

Plan Comparisons

Understand the differences between Medicare Advantage and Medigap plans.

Network Confirmation

Ensure your Huntsville-area doctors, hospitals, and pharmacies accept your plan.

Medicare 101 Seminars

Join us at local libraries, senior centers, and churches for informative sessions.

Employer Coverage Guidance

Learn whether staying on your employer’s plan is the right choice.

Penalty Reviews

Avoid unexpected costs by reviewing potential financial penalties for delayed enrollment.

Enrollment Assistance

Get step-by-step help applying for Medicare Part B and enrolling in the right plan.

Financial Assistance

Discover options for reducing costs on prescriptions, copays, and premiums.

Meetings and Seminars

Medicare Advisors of Alabama invites you to learn your Medicare insurance options. Transitioning into Medicare can be confusing. We are here to help.

Our Team

We’re a group of local, kind-hearted, and knowledgeable licensed insurance agents with decades of experience helping Alabamians with Medicare.

New to Medicare FAQs

Click on a question to see the answer.

I'll be 65 soon and plan to keep working for several years. people tell me if i don't sign up for Medicare I'll get penalized for not signing up. What should i do?

It is true that there are financial penalties sometimes with Medicare. However, it's very important to know if and when those penalties would occur and how to avoid them.

Depending on the number of employees your company has, you may be able to waive Medicare Part B without any penalties, stay on your group insurance, and enroll into Medicare at a later date saving you thousands of dollars per year. But many group policies have become more expensive over the years and depending on your out-of-pocket costs, it may be beneficial for you to start Medicare as soon as possible.

Our team can help you compare your options.

I am not 65 but was able to draw social security early due to a disability. When will i be eligible for Medicare

Typically, once a person is approved for Social Security Disability they will be eligible for Medicare two years after they first applied for disability benefits.

Some conditions like ALS will award Medicare to an individual immediately without having to wait two years. Medicare for a person under the age of 65 has the same benefits as a person 65 or older.

When do you help?

For people who are turning 65 or past 65 and retiring, we'll first help you understand the four parts of Medicare and then guide you through the enrollment process.

We'll help make the transition from your employer's insurance to Medicare so much easier.

If you're already on Medicare, you can change plans during the annual election period known as AEP which runs October 15th - December 7th. We help you compare plans during this time, so you'll always have confidence knowing you're in the right plan each year.

How can someone become your client?

Becoming a client is easy.

Contact Us or call us at (205)704-9020 and let's talk.

Our retail office is now open at 2116 Columbiana Road in Vestavia. We're opened 9am-4pm Monday through Friday.

When does someone need to help me with Medicare?

If you’re turning 65 years of age, you have a 7-month window to enroll in Medicare. It's also when our team can really help you understand your options. However, if you are still working, you may not want or need to enroll. Deciding when to enroll and what to enroll in are our two most asked questions, and our team can help you make an informed decision.

Why do I need Medicare if i keep working past age 65?

Many people think they’ll face penalties if they don’t sign up for Medicare at 65. That can be true, but not always. You can postpone enrollment beyond age 65 if you or your spouse are still working and you have health insurance under an employer plan.